Terms of Use
Effective Date: January 10, 2026
Welcome to BELIEVERS FLOURISHING BIBLE INSTITUTE (“BFBI,” “we,” “us,” or “our”). BFBI is a Florida-based nonprofit ministry and Bible institute. These Terms of Use (“Terms”) govern your access to and use of our website and related pages, including https://believersflourishingchurch.org/bfbi/ (the “Site”).
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.
1. Who We Are
BFBI is a nonprofit religious organization that provides Bible instruction, ministry training, educational resources, and related services. Content on this Site is provided for religious, educational, and informational purposes.
2. Eligibility
You must be at least 13 years old to use the Site. If you are under 18, you represent that you have permission from a parent or guardian.
3. Acceptable Use
You agree not to:
- Use the Site for any unlawful purpose or in violation of any applicable law.
- Attempt to gain unauthorized access to the Site, servers, or systems.
- Upload, transmit, or distribute malware, spam, or harmful code.
- Harass, defame, abuse, or threaten any person or organization.
- Copy, scrape, or harvest data from the Site without permission.
- Misrepresent your identity or affiliation with BFBI.
4. Educational and Ministry Content Disclaimer
The Site may include sermons, lessons, articles, devotionals, videos, and other content intended to encourage spiritual growth. This content is not professional advice (legal, financial, medical, or mental health). If you need professional help, seek a qualified provider.
5. Donations and Payments
If the Site accepts donations or payments (including tuition, course fees, event fees, or gifts), you agree that all payments are voluntary and made in good faith. Unless a specific written refund policy is provided at the time of payment, donations are generally non-refundable. For course or event fees, refund eligibility may depend on the stated policy for that program.
BFBI may use third-party payment processors. We do not store full payment card details; payment information is handled by our processor subject to its terms and privacy practices.
6. Communications
If you submit a form, register for updates, or contact us, you consent to receive responses and informational messages from BFBI. You may opt out of non-essential emails at any time by using the unsubscribe link (if provided) or contacting us.
7. Intellectual Property
The Site and its content (including text, graphics, logos, audio, video, and course materials) are owned by BFBI or used with permission, and are protected by copyright and other laws.
You may view, download, and print content for personal, non-commercial use only, unless BFBI provides written permission otherwise. You may not reproduce, distribute, publicly display, or create derivative works without permission.
8. User Submissions
If you submit content (e.g., testimonials, comments, messages, or media), you represent you have the right to submit it. You grant BFBI a non-exclusive, royalty-free license to use, display, reproduce, and distribute your submission for ministry and educational purposes, including website and social media, unless you request otherwise in writing.
9. Third-Party Links
The Site may link to third-party sites (e.g., giving platforms, video hosts, or social media). BFBI is not responsible for third-party content, policies, or practices. Use third-party sites at your own risk.
10. Privacy
Your use of the Site is also governed by our Privacy Policy. Please review it to understand our practices.
11. Disclaimers
THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE.” BFBI MAKES NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. BFBI DOES NOT WARRANT THAT THE SITE WILL BE ERROR-FREE, SECURE, OR UNINTERRUPTED.
12. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY FLORIDA LAW, BFBI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, ARISING FROM YOUR USE OF THE SITE.
13. Indemnification
You agree to indemnify and hold harmless BFBI and its officers, directors, volunteers, and affiliates from any claims, liabilities, damages, and expenses arising out of your use of the Site or your violation of these Terms.
14. Changes to the Site or Terms
BFBI may modify or discontinue the Site at any time. We may update these Terms from time to time by posting a revised version with a new effective date. Your continued use of the Site constitutes acceptance of the updated Terms.
15. Governing Law and Venue (Florida)
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any dispute arising from these Terms or your use of the Site shall be brought in a state or federal court located in Florida, and you consent to that jurisdiction and venue.
16. Contact
For questions about these Terms, please contact BFBI using the contact information listed on this Site.